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Posted in Stratford Real Estate
Open House. Open House on Sunday, May 24, 2026 2:00PM - 4:00PM

Please visit our Open House at 15 BALDERSTON Court in Stratford. See details here

Open House on Sunday, May 24, 2026 2:00PM - 4:00PM

PEI?s fastest growing community is calling you. This beautiful newer constructed 2 storey home in Stratford features an open concept main floor with a contemporary kitchen, neutral color scheme, sleek finishes, and a spacious pantry, plus living and dining areas that are bright and inviting with lots of natural light. A dedicated home office, a half bathroom, a separate laundry room and a 1 car garage round out the main floor. Upstairs, you will find a large primary suite with ensuite bath and walk in closet. Two more generous bedrooms and a large, bright main bathroom make this home ideal for either a growing family or a couple who needs each their own home office. Conveniently located near all Stratford amenities, this property is within walking distance to the Stratford Soccer Complex, the new Atlantic Pickleball Club, and the brand new Stratford High School, which will open in September, 2027. (id:2493)

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Posted in Stratford Real Estate
Open House. Open House on Sunday, May 17, 2026 2:00PM - 4:00PM

Please visit our Open House at 15 BALDERSTON Court in Stratford. See details here

Open House on Sunday, May 17, 2026 2:00PM - 4:00PM

PEI?s fastest growing community is calling you. This beautiful newer constructed 2 storey home in Stratford features an open concept main floor with a contemporary kitchen, neutral color scheme, sleek finishes, and a spacious pantry, plus living and dining areas that are bright and inviting with lots of natural light. A dedicated home office, a half bathroom, a separate laundry room and a 1 car garage round out the main floor. Upstairs, you will find a large primary suite with ensuite bath and walk in closet. Two more generous bedrooms and a large, bright main bathroom make this home ideal for either a growing family or a couple who needs each their own home office. Conveniently located near all Stratford amenities, this property is within walking distance to the Stratford Soccer Complex, the new Atlantic Pickleball Club, and the brand new Stratford High School, which will open in September, 2027. (id:2493)

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Posted in Stratford Real Estate
Open House. Open House on Sunday, May 17, 2026 12:00AM - 12:00AM

Please visit our Open House at 15 BALDERSTON Court in Stratford. See details here

Open House on Sunday, May 17, 2026 12:00AM - 12:00AM

PEI?s fastest growing community is calling you. This beautiful newer constructed 2 storey home in Stratford features an open concept main floor with a contemporary kitchen, neutral color scheme, sleek finishes, and a spacious pantry, plus living and dining areas that are bright and inviting with lots of natural light. A dedicated home office, a half bathroom, a separate laundry room and a 1 car garage round out the main floor. Upstairs, you will find a large primary suite with ensuite bath and walk in closet. Two more generous bedrooms and a large, bright main bathroom make this home ideal for either a growing family or a couple who needs each their own home office. Conveniently located near all Stratford amenities, this property is within walking distance to the Stratford Soccer Complex, the new Atlantic Pickleball Club, and the brand new Stratford High School, which will open in September, 2027. (id:2493)

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Posted in Stratford Real Estate
New property listed in Stratford

I have listed a new property at 15 BALDERSTON Court in Stratford. See details here

PEIs fastest growing community is calling you. This beautiful newly constructed 2 storey home features an open concept main floor with a contemporary kitchen, sleek finishes, and a spacious walk in pantry, plus separate living and dining areas that are bright and inviting with lots of natural light. Three generous sized bedrooms upstairs include a primary suite with a walk in closet and ensuite bathroom. The main floor offers a dedicated home office, 2.5 bathrooms, a separate laundry room and a 1 car garage. (id:2493)

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Posted in Stratford Real Estate
Open House. Open House on Saturday, May 9, 2026 1:00PM - 3:00PM

Please visit our Open House at 15 BALDERSTON Court in Stratford. See details here

Open House on Saturday, May 9, 2026 1:00PM - 3:00PM

PEIs fastest growing community is calling you. This beautiful newly constructed 2 storey home features an open concept main floor with a contemporary kitchen, sleek finishes, and a spacious walk in pantry, plus separate living and dining areas that are bright and inviting with lots of natural light. Three generous sized bedrooms upstairs include a primary suite with a walk in closet and ensuite bathroom. The main floor offers a dedicated home office, 2.5 bathrooms, a separate laundry room and a 1 car garage. (id:2493)

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Posted in Cape Traverse Real Estate
SOLD! Listed in Cape Traverse

SOLD! Listing a property at 1850 RTE 10 in Cape Traverse. See details here

This is the old Cape Traverse Elementary School property. A 0.33 acre corner lot on the corner of Norring Road and RTE 10 with school house building, which closed in 1973. The building, which is boarded up, has no interior access with no trespassing. There may be potential for salvaging with extensive work by the right person but being "sold as is" with no guarantee of the viability of salvaging. This lot is located on PEI's south shore just a 5 minute drive to the sandy beach of Cape Traverse landing. 5 minute from all the amenities at Gateway village and 25 minutes from Summerside. No access without agent accompany. (id:2493)

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What Do Canada’s New Mortgage Rules Mean to You? What Programs Are Available to Me?

The Federal Government has recently loosened the rules on mortgages to help new home buyers get into their first home. Here is a summary of the new changes:

  • Increased the $1 million price cap for insured mortgages to $1.5 million.

  • Increased amortizations to 30-year for first-time home buyers and to buyers of new builds (previously 25 years max).

    • To be considered a first-time homebuyer, a borrower must meet one of the following criteria:

      • the borrower has never purchased a home before;

      • in the last four years, the borrower has not occupied a home as a principal place of residence that either they themselves or their current spouse or common-law partner owned; or,

      • the borrower recently experienced the breakdown of a marriage or common-law partnership.

    • To be considered a new build, the new home must not have been previously occupied for residential purposes.

Examples:

John and Frank were previously pre-approved for $440,000 with 25-yr amortization. With 30-yr amortization, they’ll now be pre-approved for $470,000.

Difference in payments for a $500,000 home with 5% down:

  • 25-yr amortization: $2,609/month

  • 30-yr amortization: $2,365/month

  • NOTE: THE OVERALL COST OF THE MORTGAGE FOR 30-YR WILL BE ~$75,000 MORE THAN 25-YR!

There are also a number of other Federal and Provincial home ownership programs that we would be happy to discuss with you. 

  • Tax-Free First Home Savings Account:

    • contribute up to $8,000 per year, to a lifetime limit of $40,000, towards your first down payment. Tax-free in and tax-free out.

  • Registered Home Buyers’ Plan:

    • withdraw up to $60,000 from your RRSP to buy or build a home.

  • PEI’s Down Payment Assistance Program (DPAP):

    • interest free loan of up to five per cent of the purchase price of a home, to a maximum loan of $17,500.

  • PEI’s Closing Cost Support Program:

    • receive up to $2,500 to support the closing costs of your home purchase.

  • PEI’s Land Tax Exemption:

    • As first time home buyer, you could be exempt from paying 1% land transfer tax.

  • PEI’s Rent-to-Own Pilot Program:

    • Many criteria (contact us).

For more details on these changes and programs and how they could apply to you, please reach out to us at: info@finallyhomepei.ca

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Categories:   Cape Traverse Real Estate | Charlottetown Real Estate | Market Stats | Open House | Oyster Bed Bridge Real Estate | PEI Real Estate | Stratford Real Estate | West St. Peters Real Estate
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